Howell

The MuniProfile Credit Score is our curated Credit Risk opinion about a bond and bond issuers. It is calculated based on several factors including: Our industry standard Market Implied Rating, Proprietary ratings on Liquidity, Volatility, Sector and Yield, Institutional Bond Ownership, Interviews with Industry Experts & Analysts and, a review of 3rd party credit ratings.

The MuniProfile Credit Score is based on a scale of 1-10 where 10 is the Best credit score and 1 is the Worst credit score.

The MuniProfile Cyber Security Score is our curated evaluation of a bond issuer's security posture based on industrial strength vulnerability assessment and rating methodologies. Bond issuers are evaluated based on various factors including network and application security, operating system patching frequency, web application security, hacker chatter, etc. This offering enables premium users to drill down into specifics within more factors and provides a detailed view of how a security ecosystem is performing. We can provide advisory services for detailed security remediation planning including Municipal Disclosure Best Practices.